MarketWatch
@marketwatch.com
News, personal finance & commentary from MarketWatch.
Thanks to Andrew Keshner at @marketwatch.com for chatting with me about the rise of health insurance costs and their impact on workers' finances. www.marketwatch.com/story/disapp...
Disappointed by your skimpy pay raise? Blame your healthcare benefits.
It’s been two decades since companies’ health-benefit costs have climbed this fast.
marketwatch.com
Opening a ‘Trump account’ for your children? Here is the risk you need to recognize first. trib.al/uB7BiA2
Opening a ‘Trump account’ for your children? Here is the risk you need to know first.
The new accounts ban bonds and international stocks, forcing parents to bet their children’s financial future entirely on U.S. equities.
trib.al
‘We are more likely to be living in poverty’: Social Security is a lifeline for women, so why are we ignored? trib.al/AFHmewX
Social Security is a lifeline for women, so why are we often ignored?
“We are more likely to be living in poverty.”
trib.al
I’m 53 and want to retire in 12 years. Is 5% enough to put in my 401(k)? trib.al/R9i4P5U
I’m 53 and have been working for 28 years. Is 5% enough to contribute to my 401(k)?
If you want enough for retirement, you have to push your saving limits today
trib.al
ChatGPT is ready to connect to your bank accounts. Should you let it in? trib.al/6l2lnJv
ChatGPT is ready to connect to your bank accounts. Should you let it in?
OpenAI is letting users link their bank accounts to its chatbot, but cybersecurity experts have safety concerns. Here’s what you should know.
trib.al
Do this before the heat wave hits — and slash your cooling costs by $100 this summer trib.al/fGqcUU3
Do this before the heat wave hits — and slash your cooling costs by $100 this summer
As millions of Americans brace for a dangerous heat wave this week, energy experts say they should prepare their wallets, too.
trib.al
Only a fraction of eligible kids are signed up for ‘Trump accounts.’ All told, they could be missing out on billions of dollars in wealth. trib.al/NfHCPzF
Only a fraction of eligible kids are signed up for ‘Trump accounts.’ All told, they could be missing out on billions of dollars in wealth.
The new account, formally called a 530A, is set to launch on the Fourth of July, but many parents say they don’t want it. Some don’t even know about it.
trib.al
‘I don’t think I’ll make it to 80’: I’m 70 and single. Do I take out a reverse mortgage or a home-equity agreement? trib.al/N8bwjxj
‘I don’t think I’ll make it to 80’: I’m 70 and single. Do I take out a reverse mortgage or a home-equity agreement?
“I don’t think I’ll make it to 80.”
trib.al
Going back to the office may actually be better for you than working from home trib.al/LKay2Ob
Going back to the office may actually be better for you than working from home
Returning to the office — even just a few days a week — might be what fully remote workers actually need.
trib.al
My sister died and I’m leaving New York to help raise my niece in Colorado. At 33, am I making a financial mistake? trib.al/CshpcyI
I’m leaving New York to help raise my niece in Colorado. At 33, is it a mistake?
“My sister passed away suddenly.”
trib.al
Your aging parent has a new romance. Here’s how to protect your inheritance — without looking greedy. trib.al/CdZf0q9
Your aging parent has a new romance. Here’s how to protect your inheritance — without looking greedy.
Before your single mom or dad remarries, talk with them about estate-planning issues.
trib.al
Your health insurer shouldn’t decide your treatment plan. That’s what your doctor — and possibly AI — should be doing. trib.al/O1dSeVJ
Your health insurer shouldn’t decide your treatment plan. That’s what your doctor — along with AI — should be doing.
With a digital health record, clinicians and AI-driven diagnostic tools would be able to see your full health history, and then make better decisions.
trib.al
Student-loan borrowers face major changes that start today. Your repayment plan may be phased out. trib.al/nuhCQcs
Student-loan borrowers face major changes that start today. Your repayment plan may be phased out.
SAVE plan notices are going out in July, and other repayment plans are being phased out or launched.
trib.al
‘Take the money while you can’: I’m a CPA and tell my clients to take their Social Security early. Am I wrong? trib.al/7mYU1Nr
I’m a CPA. I tell my clients to claim Social Security early. Is that bad advice?
“Only 8% to 10% of people wait until age 70 to claim.”
trib.al
People say I should wait until 70 to claim Social Security. When does delaying pay off? trib.al/3qX9OAa
People say I should wait until 70 to claim Social Security. When does delaying pay off?
“Too many people believe that if they wait until 70 to begin collecting, they are automatically better off.”
trib.al
I want to pay off $20,000 of credit-card debt in one year. Should I hire someone to negotiate my bill? trib.al/G9anvrf
I want to pay off $20,000 of credit-card debt in one year. Should I hire someone to negotiate my bill?
“I used to have $60,000 and I’ve been able to knock it down.”
trib.al
‘I’ll happily wait’: Does delaying Social Security make sense for high earners like me? trib.al/cnE1I0l
‘I’ll happily wait’: Does delaying Social Security make sense for high earners?
“In many states, Social Security benefits are exempt from state income tax.”
trib.al
Insurers shifted roof replacement costs onto homeowners thanks to a new federal rule — just in time for hail and hurricane season trib.al/0lFpHyJ
Insurers shifted roof-replacement costs onto homeowners thanks to a new federal rule — just in time for hail and hurricane season
Those who find extensive damage to their roofs might be stuck between two options: File an insurance claim, which could trigger a premium increase, or cough up the cash for the necessary repairs or replacement.
trib.al
Millions of Americans can get Medicare to cover GLP-1s for weight loss starting this week. Here’s how much it costs. trib.al/PIosWuM
Millions of Americans can get Medicare to cover GLP-1s for weight loss starting this week. Here’s how much it costs.
Until this week, Medicare only covered GLP-1 drugs for conditions like Type 2 diabetes, sleep apnea, and stroke or heart-attack risk.
trib.al
‘She is retired’: Do I dip into my 401(k) to pay my mother’s $30,000 credit-card debt? trib.al/KEEpgXI
Do I dip into my 401(k) to pay my mother’s $30,000 credit-card debt?
“I want her to live on her Social Security instead of using it to pay off her credit-card debt.”
trib.al
Social Security says I was overpaid for 7 years. I believe it’s mistaken. Can they cut my benefits? trib.al/3glY2hN
Social Security says I was overpaid for years. Can they cut my benefits?
“They say I made $43,000 in 2019, but I actually made that in 2020.”
trib.al
Millions of older Americans will soon have Medicare access to GLP-1s for weight loss. Here’s what they need to know. trib.al/X4OB61a
Older Americans will soon have Medicare access to GLP-1s for weight loss for the first time. Here’s what they need to know.
Starting July 1, Medicare beneficiaries who qualify can get weight-loss drugs for $50 a month. They should consider the side effects and muscle loss.
trib.al
There’s a ‘Trump account’ hack that can unlock decades of wealth-building for your kid trib.al/7gFsoZk
There’s a ‘Trump account’ hack that can unlock decades of wealth-building for your kid
“The only reason” to use these accounts is “if you’re planning to do the Roth strategy,” says one financial planner.
trib.al
Our advice column, Dollar Signs, is looking for new questions and we want to hear from you! Submit all your money/money-adjacent questions in the Google Form and we'll do our best to provide balanced, expert-backed advice. There is no question too silly! trib.al/8zpBZst
Dollar Signs Submission Form
MarketWatch's Dollar Signs advice column is looking for new questions and we want to hear from you! Curious about how to deal with a fussy co-worker? Need help solving a financial disagreement with ...
trib.al
Meme-stock summer could be back. Retail traders have poured into the fast-food chain Wendy’s after the closing bell on Tuesday, causing shares to rally 25% at market open on Wednesday. trib.al/AIpVapy
As baby boomers turn 80, caregiving is the unexpected job more Americans face trib.al/eUxV6ZC
As baby boomers turn 80, caregiving is the unexpected job more Americans face
“It’s 24/7 and it never goes away”: Some 23 million people care for an older adult — and it’s depleting them physically, mentally and financially.
trib.al
America’s fertility rate has never been lower. Blame smartphones — and these 4 financial realities. trib.al/HTA3Smy
America’s fertility rate has never been lower. Blame smartphones — and these 4 financial realities.
Having as many children as families want requires “gender equality, economic stability, decent health and confidence in the future.”
trib.al
These life-insurance policies are booming. Here’s who should — and shouldn’t — buy one. trib.al/Czp0Wmq
These life-insurance policies are booming. Here’s who should — and shouldn’t — buy one.
Indexed universal life insurance policies have a very specific purpose that can help families, if used correctly.
trib.al
The biggest risk to your retirement isn’t a market crash — it’s a crisis you probably haven’t planned for trib.al/0CJLdtu
The biggest risk to your retirement isn’t a market crash — it’s a crisis you probably haven’t planned for
Health-related financial risks are the No. 1 threat to retirement security.
trib.al
Bad news, home buyers: New construction sinks to a 6-year low. Here’s what it means for you. trib.al/ML5afTA
Bad news, home buyers: New construction sinks to a 6-year low. Here’s what it means for you.
Construction of new homes in the U.S. plunged in May to the lowest level since the height of the 2020 pandemic, possibly making a tough market for home buyers even tougher.
trib.al