KidsDrAcula

@kidsdrdave.bsky.social

I try to help kids stay healthy. I listen to podcasts, Phish, and mostly albums released from 1983-1993. And I don't believe in armadillos. He/Him/His. Psalms 109:8

Happy International Pronouns Day. If you’re not sure how someone would like to be addressed, you can always ask. If you make a mistake, just apologize and correct yourself. It doesn’t have to be a big deal! In my experience people are grateful you’re making an effort to be respectful!

Does this make sense to anyone? I have to add my wife onto my health insurance (we've always been separate), and I don't understand how the family deductible works. If I spend $3400, do I still have to pay out of pocket until she spends enough to get us up to $5000? I should really understand this!

InNetwork:$2,500 Single Coverage/
$3,400 Individual /$5,000 Family 
OutOfNetwork:$6,500 Indiv./$13,000 Fam
If you have other family members on the plan, each family member must meet their own individual deductible until the total amount of deductible expenses paid by all family members meets the overall family deductible.