Insurance costs can be a strain, but inadequate cover can be even more expensive - you may no be able to claim for damage and need to personally pay for repairs or replacements. There's more in insurance in this week's Issue of #TheBackbone - out now! thebackbone.substack.com/p/issue-137-...

Issue #137 - Are SMEs sleepwalking into an insurance debt trap? ⚠️

Is borrowing for insurance a sisky business? 😬 | What insurance do you need for your business? 🔒 | Tips for buying business insurance with a broker 💼 | Midway Truckstop 🚚 | Words | Tunes | More

thebackbone.substack.com

Sustainability sounds like a big project. It's really just small, smart changes — starting with your energy supplier. Compare with Bionic. 🌱 🔗 bionic.co.uk/business-ene... #SmallBusinessUK #GoGreen

"We cook the dinners, they do the insurance." Meet Midway Truckstop, feeding drivers & locals for 50 years. 🚛☕ 🔗 bionic.co.uk/customer-sto... #SmallBusinessUK #BeABionicBusiness 🦾

How Midway Truckstop Continued a Thriving Family Business | Bionic 🦾

Read how Midway Truckstop grew through hard work, community spirit and support from Bionic, while serving drivers, bikers, and locals alike.

bionic.co.uk

The Backbone is the FREE fortnightly newsletter from Bionic 🦾 See how the latest news affects your business, get expert tips and help, learn some new words and facts, and listen to our podcast and playlist recommendations. Subscribe now 👉 thebackbone.substack.com

Rebuild cost and market value aren't the same thing - and mixing them up could leave landlords underinsured. We explain the difference, then help you compare cover 🏠 🔗 bionic.co.uk/business-ins... #LandlordInsurance #BeABionicBusiness 🦾

Rebuild Cost vs Market Value: Key Insurance Insights

Everything landlords need to know about insurance. Learn what rebuild cost is, why it’s important and how to calculate your rebuild costs with Bionic.

bionic.co.uk

Climate Change Levy. VAT. UK ETS. Your energy bill has layers most business owners never check. We explain it all, then help you compare deals 🧾 🔗 bionic.co.uk/business-ene... #BusinessEnergy #BeABionicBusiness 🦾

CCL, VAT, UK ETS & the EII levy - Our Energy Tax Guide Explains All 🦾

Understand the main UK energy taxes and schemes – Climate Change Levy, VAT, UK ETS and Energy Intensive Industries relief – to spot risks and opportunities for your organisation.

bionic.co.uk

Consultants, designers, IT contractors: one client dispute can mean thousands in legal fees. Professional indemnity cover protects you. Compare free with Bionic 💼 🔗 bionic.co.uk/business-ins... #ProfessionalIndemnity #BeABionicBusiness 🦾

Do I Need Professional Indemnity Insurance: A Guide for Small Business

Discover the benefits of professional indemnity insurance for small businesses and when this essential cover is needed to help protect your business.

bionic.co.uk

UK insurers pay out £22m a day in business claims. Worth checking your cover's right, not just cheap. Compare free with Bionic's UK broker team 🛡️ 🔗 bionic.co.uk/business-ins... #BusinessInsurance #BeABionicBusiness 🦾

Issue #135 of #TheBackbone should have hit your inbox, featuring: How to keep your business cool and your systems safe from summer cyber threats 🦾 Summer Energy Savings 🌞 What is Cyber Insurance? 👾 And loads more. Not subscribed? Get involved 👇 thebackbone.substack.com

Business energy has no price cap - so bills can creep up fast. Compare quotes with Bionic and save up to 35% vs going out of contract. Takes minutes, not hours ⚡ 🔗 bionic.co.uk/business-ene... #BusinessEnergy #BeABionicBusiness 🦾

Thinking of opening a B&B? From start-up costs to licences and insurance, we've got the full guide. Read it here 🏡 🔗 bionic.co.uk/business-ess... #SmallBusinessUK #BeABionicBusiness 🦾

How to start a bed and breakfast business with Bionic

Learn how to start a bed and breakfast, from start-up costs and permits to ways of ensuring your business makes money, with Bionic’s complete guide.

bionic.co.uk

Running a #smallbusiness can take its toll. Let Bionic make life a little easier by taking on some of that annoying admin. #SmallBusinessLife #BusinessOwnerProblems #FridayFeeling #BeABionicBusiness 🦾

Landlords: know what you're covered for? We explain landlord vs tenant insurance obligations, simply. Sort your cover today. 🔗 bionic.co.uk/business-ins... #LandlordInsurance #BeABionicBusiness 🦾

Landlord vs Tenant Obligations: Who’s Responsible for Insurance?

Landlord and tenant insurance explained: find out who is responsible, what each policy covers and how the right protection can help with Bionic.

bionic.co.uk

Heads up, business owners - today's energy price cap change doesn't apply to you. Find out more and fix your business energy rates today 👇 bionic.co.uk/business-ene... #SmallBusinessUK #BusinessEnergy

Is There a Business Energy Price Cap? 🦾

The energy price cap will increase by about 13% from July 1. But there is no price cap on business energy. Is it time to fix your rates? Here's all you need to know 🦾

bionic.co.uk

The #energypricecap has increased by about 13% today, meaning higher bills for millions of UK households. Here's how the price cap has changed since 2020 📊

☀️ Think summer means lower energy bills? Not always. AC and cooling can cost more than heating. 🦾 See all our summer saving tips at bionic.co.uk/business-ene... #SmallBusiness #EnergySaving

Issue #134 of #TheBackbone should have hit your inbox by now. As it's been 10 years since the UK voted to leave the EU, we look at the impact of Brexit on UK #smallbusiness owners - fair to say, it's been largely terrible. Not subscribed? Get involved thebackbone.substack.com/p/issue-134-...

Issue #134 - The Brexit Issue 🤔

10 years on, how’s Brexit been for your business? 📊 | How do standing charges work? 🔢 | Do you need employers’ liability insurance? ⚠️ | Filth Florist 💐 | Words | Tunes | More

thebackbone.substack.com

Food manufacturers! One slip could stop production ⚠️ Protect your business with the right cover at Bionic 🦾 #SmallBusiness #BusinessInsurance youtu.be/dGmL1kw1Zu8

What business insurance does a food manufacturing business need?

Running a food manufacturing business means managing production lines, strict hygiene standards and a pressure to produce tasty goods. But one fault, spill or slip-up could bring everything to a…

youtu.be

Local businesses power our communities 💛 You know your customers, now become their favourite. #smallbusiness #shoplocal Read more in The Backbone #133. Subscribe today 👇 thebackbone.substack.com/p/issue-133-...

Issue #133 - Is Your Business A Local Favourite? 🥰

How to become the best-loved in the business 😍 | Business energy renewal window 🪟 | How can small businesses build more brand loyalty? 🤝 | The Old Justice Pub 🍻 | Words | Tunes | More

thebackbone.substack.com

Do you employ staff? Employers’ liability insurance could be a legal must ⚠️ Stay covered Find out more 🦾 bionic.co.uk/business-ins... #SmallBusinss #Insurance

Is it time to switch your energy deal? Remember, business energy and home energy are different!⚡ Don’t overpay! Compare prices & lock in a better rate today with Bionic 🦾 #smalbusiness #businessenergy

The temperatures may have cooled a bit since last week's #heatwave, but there’s no cooling-off with a business energy contract 🧊 Here’s all you need to know 💡 #businessenergy #BeABionicBusiness 🦾 #SmallBusinessTips #energybills #smallbusiness

Solar surge in the UK 🌞⚡ Generation up 30%, now 6.3% of electricity. Are we entering a solar revolution? 😎 Read more on this in #TheBackbone #Issue 132 and subscribe now 👇 thebackbone.substack.com/p/issue-132-...

Issue #132 - Here Comes the Sun (to Power your Business?)🌞

Are we seeing a solar revolution? 😎 | How to get renewable energy at your business ♻️ | A complete guide to solar power for business 🌞 | Mrs Chill's Ice Cream Parlour 🍦| Words | Tunes | More

thebackbone.substack.com

⚡ The #EnergyPriceCap rising to its highest level since January 2024! But remember the price cap doesn't affect your business energy bills. If your contract is coming to an end, compare quotes and switch now with Bionic 🦾

Here's a breakdown of what that #energypricecap means for millions of UK households. And why it doesn't affect your #businessenergy bills! 📺 youtube.com/shorts/dYlm-... 📸 www.instagram.com/reel/DY1fOV2... 🎵 www.tiktok.com/@bionic_busi...

The #EnergyPriceCap is going up again - this time to its highest level since January 2024!

⚡ The energy price cap is rising… but remember, it doesn’t apply to businesses ❌ If you’re on out-of-contract rates, you could be paying more than you need to. 💡 Here’s what to do: ✅ Check your…

youtube.com

Solar’s up 30% ☀️ ⚡Now supplying 6.3% of UK power. Could your business cut energy costs by up to 60%? Find out more about solar at Bionic 🦾 🔗 bionic.co.uk/business-ene... #BusinessEnergy #SolarUK

Issue 131 of The Backbone #smallbusiness #newsletter is out now, featuring how Zoomers are building businesses differently, the best UK places to start a business, working with a business insurance broker, Small Business Story, tunes & more Get involved 👇 thebackbone.substack.com/p/issue-131-...

Issue #131 - You only had one job..? 🤷

How Zoomers are building businesses differently 🧱 | The best UK places to start a business🗺️ | Working with a business insurance broker 🪜 | Dip 'n' Clip 🐩 | Words | Tunes | More

thebackbone.substack.com

Not got time to read? Listen! Not sure when your energy contract ends? Missing it could cost you! ⚡ Check in minutes & stay in control with Bionic 🦾 #smallbusiness #businessenergy 🎧 Listen now 👇 on.soundcloud.com/1eLYnqinjJ4g...

Energy tariffs explained: How to check when your contract is ending and due for renewal

⚡ How to Check When Your Business Energy Tariff Is Ending | Audio Guide Not sure when your energy contract ends? You’re not alone—and missing that date could mean paying more than you need to. This qu

on.soundcloud.com

Not sure when your energy contract ends? Missing it could cost you! ⚡ Check in minutes & stay in control with Bionic 🦾 #smallbusiness #businessenergy 🔗 bionic.co.uk/business-ene...

Not got time to read? Listen! Avoid costly energy renewal mistakes. Don’t get stuck on high out-of-contract rates - plan ahead & save 💡 #smallbusiness #businessenergy 🎧 Listen now 👇 soundcloud.com/user-6490121...

How to Avoid Deemed, Out‑of‑Contract Rates & Expensive Contract Gaps

⚡ Avoid Costly Energy Renewal Mistakes | Bionic Guide (Audio) Energy renewals can quietly become expensive if you’re not prepared. In this audio guide, we answer the key questions every small business

soundcloud.com