Citizens Advice

@citizensadvice.bsky.social

We are Citizens Advice - the people's champion. If you need advice, visit our website: citizensadvice.org.uk

With Buy Now Pay Later (BNPL) it's easy to buy what you want and not realise how much you’re spending. From 15 July, they'll be regulated by the Financial Conduct Authority, so you'll have greater protection. They'll have to check you can afford to repay and point you to free debt advice if needed.

Text reads: "Our top tips to use Buy Now Pay Later responsibly."Text reads: "Think - would you want the item you’re buying if you had to pay for it in full right now?"Text reads: "If you make a purchase, set reminders in your calendar on the dates the repayments are due."Text reads: "Be aware of fees and charges if you miss the payment deadlines. Check the Citizens Advice website for debt support."