Josh Hertel
@finance4educators.bsky.social
A teacher's lounge for personal finance. Helping educators find financial stability and freedom. https://personalfinanceforeducators.substack.com/
A Wisconsin loan program most preservice teachers (and the faculty who advise them) have never heard of: up to $30,000 toward your degree, forgiven for teaching in Milwaukee or an eligible rural district. New post: personalfinanceforeducators.substack.com/p/the-wiscon...
The Wisconsin Teacher Loan Program: Supporting Rural and Milwaukee Educators
A unique program for folks who have an inkling of where they plan to teach.
personalfinanceforeducators.substack.com
New post is up on what's next for Personal Finance for Educators! Phase 1 was about building a foundation. Phase 2 is about integrating the project into my scholarship and finding new ways to connect. personalfinanceforeducators.substack.com/p/compoundin...
Compounding With Interest: Phase 2
It’s time to build on some initial gains.
personalfinanceforeducators.substack.com
New substack post for teachers heading back to school 🏔️ This one is about setting a financial game plan for the school year and how extra duties like coaching, advising, or covering extra classes can fund a Roth IRA personalfinanceforeducators.substack.com/p/an-august-...
An August Game Plan
Building a Playbook for the School Year
personalfinanceforeducators.substack.com
New Substack post where I highlight a tool made to examine the financial trade-offs of staying in education vs. moving to the private sector. I model a side-by-side case study comparing a WI public pension to a corporate 401(k) at age 55. 📊👇 personalfinanceforeducators.substack.com/p/paths-to-5...
Paths to 55: Comparing Apples and Oranges
They are different things but we'll try anyway.
personalfinanceforeducators.substack.com
Check out my new substack post where I discuss how a small Roth IRA contribution can have a big impact when combined with a pension. The Roth IRA: Building on the Pension Floor personalfinanceforeducators.substack.com/p/the-roth-i... #teacherfinance #educators #personalfinance
The Roth IRA: Building on the Pension Floor
The pension sets your floor. The Roth IRA raises your ceiling.
personalfinanceforeducators.substack.com
New Blog Post: Recognizing the Wealth of the Teaching Lifestyle. In this post, I explore how the teaching lifestyle can help one live richly across many dimensions. www.personalfinanceeducators.com/2025/11/reco... #TeacherFinance #personalfinanceforeducators #personalfinance
Recognizing the Wealth of the Teaching Lifestyle
A personal finance blog to help educators embrace the teaching lifestyle, understand their opportunities, and achieve financial stability and freedom.
personalfinanceeducators.com
New podcast! Your employee handbook is more than fine print—it’s full of hidden benefits. In this episode, I break down how to read it and what to look for so you don’t miss out. #TeacherFinance #personalfinanceforeducators #personalfinance spotifycreators-web.app.link/e/7WJLS5KGrWb
PFE Ep 4 - Unpacking Your Employee Handbook by Personal Finance for Educators
Employee handbooks often get ignored after the first day on the job, but they can be one of the most valuable resources for educators. In this episode, I walk through my own handbook to show how these...
spotifycreators-web.app.link
New Podcast Episode! PFE Ep 3 - A New Job To-Do List #personalfinance #educators
PFE Ep 3 - A New Job To-Do List
Personal Finance for Educators · Episode
open.spotify.com
Inspired by a recent chat with a new grad, here's a blog post on for folks who are starting a new job! A New Job To-Do List www.personalfinanceeducators.com/2025/08/a-ne...
A New Job To-Do List
A personal finance blog to help educators embrace the teaching lifestyle, understand their opportunities, and achieve financial stability and freedom.
personalfinanceeducators.com
Episode 2 of the Personal Finance for Educators Podcast is up! creators.spotify.com/pod/profile/...
PFE Ep 2 - Embracing the Teaching Lifestyle by Personal Finance for Educators
In this episode, I discuss my perspective on the teaching lifestyle and how relationships, growth, and community are central to the profession. I explain how these ideas bring value to our profession ...
creators.spotify.com
Excited to share my first podcast episode! PFE Ep 1 - Introductions open.spotify.com/episode/4FDb...
PFE Ep 1 - Introductions
Personal Finance for Educators · Episode
open.spotify.com
I'm giving a short talk for interested students today on homebuying. Mostly about the process and logistics. So much to know! #personalfinance #educators
Thanks to Joel @amidonplanet.bsky.social for inviting me to talk about my perspective on personal finance for educators! Amidon Planet E123: Thriving as an Educator -Balancing Passion, Life, and Finances with Josh Hertel amidonplanet.com/episode123/
Amidon Planet E123: Thriving as an Educator -Balancing Passion, Life, and Finances with Josh Hertel – Amidon Planet
amidonplanet.com
New blog post: Embracing the Teaching Lifestyle www.personalfinanceeducators.com/2025/03/embr... #personalfinance #educators
