How one trade union is getting stuck into CDC

As you may have gathered from this blog, we have witnessed considerable interest in CDC from trade unions  and from employers who have been influenced by unions. A couple of weeks ago one union &#8…

henrytapper.com

How one trade union is getting stuck into CDC

As you may have gathered from this blog, we have witnessed considerable interest in CDC from trade unions  and from employers who have been influenced by unions. A couple of weeks ago one union - Prospect - through its pension officer - Neil Walsh - explained how interest was being among union representatives at a Pension PlayPen coffee morning This 13 second clip explains the enthusiasm that is building within one union…

henrytapper.com

The Nick Cave Brighton show – all two and a half hours of it – thanks Simon.

It does not have the best sound quality but it improves after the first chaotic (but magnificent) “Ready for Love”. It is taken from the front row by the devoted Simon Sanders. It has t…

henrytapper.com

The Nick Cave Brighton show – all two and a half hours of it – thanks Simon.

It does not have the best sound quality but it improves after the first chaotic (but magnificent) "Ready for Love". It is taken from the front row by the devoted Simon Sanders. It has the audience's view but with the immediacy that we behind could only witness through the screens on either side of the stage. If y0u listen to nothing else, try "Tupelo", "Mercy Seat", "Jubilee Street" and "Hollywood" - oh and Kylie is good as well on Where the "Wild Roses Grow"

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How do we work out how much is being paid for the management of private market assets?

It’s  good to see Standard Life posting a good article on the management of funds holding assets not quoted in public markets. Are we getting value for the money we pay managers, let alone th…

henrytapper.com

Will CDC trustees could offer Muslims a section paying Sharia-compliant pensions?

My old work friend Alan Chaplin has directed me to an opportunity for CDC which I hadn’t the imagination to see myself. Islamic people , planning for their retirement and a retirement …

henrytapper.com

A library on UK CDC . Thank you John Mitchem

John Mitchem writes from New York to his worldwide audience This mammoth document is a library of articles about CDC and for those who like to read this blog, particularly helpful as in 29 pages it…

henrytapper.com

A library on UK CDC . Thank you John Mitchem

John Mitchem writes from New York to his worldwide audience This mammoth document is a library of articles about CDC and for those who like to read this blog, particularly helpful as in 29 pages it…

henrytapper.com

A library on UK CDC . Thank you John Mitchem

John Mitchem writes from New York to his American audience This mammoth document is a library of articles about CDC and for those who like to read this blog, particularly helpful as in 29 pages it does not mention this blog once. You will not need to duplicated your studies!

henrytapper.com

How do we work out how much is being paid for the management of private market assets?

It’s  good to see Standard Life posting a good article on the management of funds holding assets not quoted in public markets. Are we getting value for the money we pay managers, let alone th…

henrytapper.com

How do we work out how much is being paid for the management of private market assets?

It’s  good to see Standard Life posting a good article on the management of funds holding assets not quoted in public markets. Are we getting value for the money we pay managers, let alone th…

henrytapper.com

How do we work out how much is being paid for the management of private market assets?

It’s  good to see Standard Life posting a good article on the management of funds holding assets not quoted in public markets. Are we getting value for the money we pay managers, let alone th…

henrytapper.com

How do we work out how much is being paid for the management of private market assets?

It’s  good to see Standard Life posting a good article on the management of funds holding assets not quoted in public markets. Are we getting value for the money we pay managers, let alone th…

henrytapper.com

Will CDC trustees could offer Muslims a section paying Sharia-compliant pensions?

My old work friend Alan Chaplin has directed me to an opportunity for CDC which I hadn't the imagination to see myself. Islamic people , planning for their retirement and a retirement income may need a Shariah pension. Interesting - seems you and Claude are right corporate-adviser.com/analysis-sha... CDC gets a mention as being a possible solution - @henrytapper.bsky.social this might be of interest if you're not already aware.

henrytapper.com

How do we work out how much is being paid for the management of private market assets?

It's  good to see Standard Life posting a good article on the management of funds holding assets not quoted in public markets. Are we getting value for the money we pay managers, let alone the assets that they manage? This was my partner Chris Sier's sphere of operation, we still have Ludovic Phalippou and Iain Clacher. This is an area of increasing importance , I would have expected it written by Callum Stewart but he has been gone from Standard Life (to XPS) since March.

henrytapper.com

Survey shows ‘pensions confidence gap’ shock

Hereward Mills in FT adviser The original of this article is here Just over half (53 per cent) of UK workplace pension scheme members feel confident planning for retirement, research from pensions …

henrytapper.com

Survey shows ‘pensions confidence gap’ shock

Hereward Mills in FT adviser The original of this article is here Just over half (53 per cent) of UK workplace pension scheme members feel confident planning for retirement, research from pensions …

henrytapper.com

Survey shows ‘pensions confidence gap’ shock

Hereward Mills in FT adviser The original of this article is here Just over half (53 per cent) of UK workplace pension scheme members feel confident planning for retirement, research from pensions …

henrytapper.com

Survey shows ‘pensions confidence gap’ shock

Like Minds said the research pointed to a pensions confidence gap Hereward Mills in FT adviser Just over half (53 per cent) of UK workplace pension scheme members feel confident planning for retirement, research from pensions communications agency Like Minds has revealed. The No Member Left Behind report, which was based on a survey of 2,008 UK workplace pension scheme members, also showed that 72 per cent of members said they understood their pension and 61 per cent wanted to learn more.

henrytapper.com

Game set and match to the Life Insurers

Use Of Longevity Swaps And Buy-Ins And Other Unforced Errors Game Set and Match to the Life Insurers The Example of Aviva Plc: Life Insurer and DB Sponsor Strong Margins. Buried Losses Life …

henrytapper.com

Game set and match to the Life Insurers

Use Of Longevity Swaps And Buy-Ins And Other Unforced Errors Game Set and Match to the Life Insurers The Example of Aviva Plc: Life Insurer and DB Sponsor Strong Margins. Buried Losses Life …

henrytapper.com

Game set and match to the Life Insurers

Use Of Longevity Swaps And Buy-Ins And Other Unforced Errors Game Set and Match to the Life Insurers The Example of Aviva Plc: Life Insurer and DB Sponsor Strong Margins. Buried Losses Life Lessons For Us All This is the first and still one of the most remarkable article from William McGrath on the impact of life insurers on pensions.

henrytapper.com

Have any administrator, trustee or employer an excuse – for robbing members?

A tale of woe Steve Webb’s story is of a woman who had over £8,000 which was taken back because she did not take it away from her pension scheme. Steve is at his most sardonic when he employs…

henrytapper.com

Workplace CDC schemes still have hard miles ahead of them till employers can use them

Employers wanting their pension contributions to pay a “pension not a pot” have at least another 6 months to wait till any proprietor and their trustees can offer a workplace CDC. The r…

henrytapper.com

Workplace CDC schemes still have hard miles ahead of them till employers can use them

Employers wanting their pension contributions to pay a “pension not a pot” have at least another 6 months to wait till any proprietor and their trustees can offer a workplace CDC. The r…

henrytapper.com

Workplace CDC schemes still have hard miles ahead of them till employers can use them

Employers wanting their pension contributions to pay a "pension not a pot" have at least another 6 months to wait till any proprietor and their trustees can offer a workplace CDC. The regulations are indeed a "game changer" and I had a bacon sandwich with former pension minister Guy Opperman yesterday. He's quoted in this article. Commenting on the regulations taking effect, former pensions minister and Aptia strategic adviser Guy Opperman said: "Today's announcement is a landmark moment for UK pensions and a major step towards making CDC a reality for millions more savers."

henrytapper.com

Have any administrator, trustee or employer an excuse – for robbing members?

A tale of woe Steve Webb's story is of a woman who had over £8,000 which was taken back because she did not take it away from her pension scheme. Steve is at his most sardonic when he employs his  beautifully dry contempt. Look at the intensity of his gaze in the photo below, and guess how Steve Webb felt when writing the words that follow.

henrytapper.com

From today a CDC master trust can pay a wage in retirement.

OK, I’m not expecting anyone but the most bored lawyer to open this and read it end to end but here it is. This blog is a celebration not of the “first day of applications of authorisat…

henrytapper.com

In 2014 Kevin Webroom claimed CDC would survive “pension freedom”. How right he was!

Looking back, this was a remarkably prescient piece of work, more than 12 years old. It was written a few days after the budget in which George Osborne told us we need not convert our pots to annui…

henrytapper.com

In 2014 Kevin Webroom claimed CDC would survive “pension freedom”. How right he was!

Looking back, this was a remarkably prescient piece of work, more than 12 years old. It was written a few days after the budget in which George Osborne told us we need not convert our pots to annuities. This is as I reported what Kevin sent to me - we were in an informal group we called  Friends of CDC back then!

henrytapper.com