Many debt advisers encounter clients whose essential expenditure exceeds their income. Our Working with Deficit Budgets course covers FCA CONC requirements, DROs, bankruptcy, multiple financial statements and practical ways to maximise income. 📅 15-16 Dec 🎓 4.5 CPD points tinyurl.com/wxya3f28

We’re supporting #TalkMoney Week this 2-6 November. Every day, money advisers across the UK help people navigate financial challenges, understand their options, and regain control of their finances.

Want to strengthen your financial statement skills? Join the IMA's Financial Statements course and build confidence in assessing income and expenditure, spotting inconsistencies, & supporting sustainable debt solutions. 📅 16-17 Nov ⏰ Two half-days ✅ 4.5 CPD pts 🔗 tinyurl.com/yuumfw74

Build your expertise in High Court Enforcement Our High Court Enforcement course is designed to give experienced advisers the practical knowledge and confidence to handle these challenging cases effectively. 📆 5-6 November 🕙 Two half days ✅ 4.5 CPD pts (technical training) tinyurl.com/yc7ft4e4

Thanks to all members and other delegates who joined us at IMA Virtual Conference this week. We enjoyed some great technical learning workshops, a fascinating panel session on technology in debt advice, and were joined by IVAorg CIC, @payplan.bsky.social and Wyser for our virtual exhibition.

We’ve responded to the Government’s review of the Insolvency Rules, calling for them to help survivors of domestic abuse by taking important processes out of court. Read the full response on our website: www.i-m-a.org.uk/other-servic...

New blog post: Andy Shaw, IMA Policy Officer, reflects on AdviceUK’s findings of public support for free advice. medium.com/@institutema...

The public know the value of free advice — but do the decision-makers?

I was interested to read AdviceUK’s latest briefing, ‘The public mandate for free advice services.’ AdviceUK commissioned national polling…

medium.com

📅 December IMA training dates announced! 🔹 1 & 2 | Death, Divorce and Debt 🔹 9 & 10 | Debt and Fraud 🔹14 | Hire Purchase & Insolvency 🔹 15 & 16 | Working with Deficit Budgets 🔹 17 | Breathing Space & Possession Action Build your knowledge and practical skills this December: tinyurl.com/43fwwsh8

What does AI look like when it’s actually put to work in debt advice? On 14 Oct at 12 noon, our IMA Virtual Conference panel will share practical learning from four MaPS-funded technology projects. Less theory. More real-world experience. 👉 www.i-m-a.org.uk/other-servic...

NEW on Debt Reckoning: Reflections on 20 years in debt advice from Graham O’Malley (Citizens Advice) and @megvr.bsky.social (Money Advice Trust). Listen on Spotify or wherever you get your podcasts: tinyurl.com/3ewebtzp

Last week, the Government confirmed that it will act to increase regulation of the enforcement industry. Andy Shaw, IMA Policy Officer, has written a blog post summarising the latest developments: www.i-m-a.org.uk/other-servic...

Want to understand the new Deferred Payment Credit rules? Join Anne Wright at IMA Virtual Conference 2026 in October for a practical workshop covering: • New FCA regulatory requirements • Consumer protections • Complaints processes • Impacts on providers and consumers 🔗 tinyurl.com/yz4vnyfw

Join us at IMA Virtual Conference on 13-14 Oct, for our Credit Unions as Lenders: Navigating regulation and negotiating debt repayments workshop. We'll explore the regulatory framework that applies to credit unions, enabling advisers to apply effective negotiating strategies. tinyurl.com/yz4vnyfw

NEW on Debt Reckoning – part 3 of our wide-ranging discussion at the Greater Manchester Money Advice Group, including the Standard Financial Statement and more. Listen on Spotify: tinyurl.com/3ewebtzp

The IMA has called for the Government to stick to its original proposals, and implement a national pre-action protocol for local authorities collecting council tax arrears. Read our full response to their consultation here: www.i-m-a.org.uk/other-servic...

Good luck to all IMA members sitting their Certificate in Money Advice Practice tomorrow!

Book now for IMA Virtual Conference 2026 on 13-14 October. Workshops include DROs, council tax, case strategies and credit union: www.i-m-a.org.uk/other-servic...

FREE IMA member webinar: Council Tax & Insolvency The next free to member webinar will take place on Friday 28 August at 10am. IMA members should check today's Bulletin email for a registration link. If you're not yet an IMA member and would like to attend, join us today!

IMA September training dates announced! We’re pleased to announce training dates for September, including popular half day course Mortgage Prisoners, as well as perennial favourite Money Advice Legal Update. All courses are online, interactive & presented by sector experts tinyurl.com/43fwwsh8

Apply now for the Certificate in Money Advice Practice Applications are open for the September CertMAP course, the leading debt advice qualification for money advisers: tinyurl.com/2xckn2e6 Delivered in partnership with the University of the West of England, CertMAP is a 14-week online course.

📣 Save the date for IMA Virtual Conference 2026! Virtual Conference will take place on 13 and 14 October. Workshops will cover topics including: - Debt relief orders - Breathing space - Buy now, pay later borrowing - Debt advice case strategies Bookings will open next month.

The latest episode of Debt Reckoning, recorded LIVE at #IMAConf26, is a discussion of consumer protection & economic growth. Thanks to Meg @citizensadvice.bsky.social, Gareth at UK Finance & John at the FCA for joining us. Listen on Spotify or wherever you get your podcasts: tinyurl.com/zybkr6d4

Many congratulations to all the winners at the IMA Money Advice Awards yesterday! Read more about the winners and all the finalists on our website: www.i-m-a.org.uk/money-advice...

Thanks to all members and supporters who joined us in Manchester yesterday for #IMAConf26, we hope you had a great day. Looks of good conversations were had!

IMA August training dates announced! We’re pleased to announce IMA training dates for August, including our popular half day courses Pensions in DRO & Bankruptcy and Breathing Space & Possession Action. Book your place today: tinyurl.com/43fwwsh8

📣 Live podcast confirmed at #IMAConf26 Joining us: Gareth McNab (UK Finance), Megan Lloyd (Citizens Advice), and John Wightman (FCA) for a special live recording of Debt Reckoning. 📍 Manchester | 🗓️ 4 June 🎟️ Book now: www.i-m-a.org.uk/other-servic...

📣 IMA Conference 2026 announcement We’re delighted to confirm Crispian Fuller, of Cardiff University, as our Guest Lecturer. His talk, “The fiscal front line”, shares new research on Council Tax, civil enforcement, and the erosion of the social contract. 📆 4 June, Manchester tinyurl.com/yz4vnyfw

⏰ Bookings close Monday 1 June! Last chance to book your place at IMA Conference 2026 — the IMA’s flagship event for the money advice sector. 👉 Book now before it closes: www.i-m-a.org.uk/other-servic... #IMAConf26 #IMA20

💚 Mental Health Awareness Week At the IMA, we recognise that money worries and mental health are deeply connected. Financial stress can affect sleep, relationships, and overall wellbeing; that’s why free, impartial, and non-judgemental money advice matters so much. #MentalHealthAwarenessWeek

🎧 Debt Reckoning LIVE at #IMAConf26 will be a live podcast panel on the Government’s deregulation agenda and protecting consumer safeguards. With guests from the FCA, debt advice and financial services, plus audience Q&A. 📍 Manchester | 4 June tinyurl.com/yz4vnyfw #IMAConf26 #IMA20