📝 COMMUNITY BANKING BULLETIN: Since the launch of FedNow in July 2023, over 1,800 financial institutions have signed up for the service. Participation by smaller institutions has shown steady growth in adoption at a nearly 30% increase year-over-year. 🔗 https://bit.ly/4xuJ87V
Federal Reserve Bank of Kansas City
@kansascityfed.bsky.social
The official account for the Federal Reserve Bank of Kansas City. We serve the public as we work to support a healthy, stable economy for all. https://www.kansascityfed.org/
We're partnering with @richmondfed.bsky.social for the Investing in Rural America Conference (Sept 30 – Oct 2). Join us in Asheville, NC to explore how rural places build economic resilience. Register here: https://bit.ly/4xwTaGd #InvestRuralUSA
Kansas City Fed President and CEO Jeff Schmid spoke tonight on agricultural economic developments, monetary policy and inflation at the Agricultural Economic Summit in Omaha, Neb. Read his full speech here: https://bit.ly/4w5b1Sw
NEW PAYMENTS RESEARCH: Pay-by-Bank allows customers to pay directly from their bank account using a QR code and is available at physical points of sale outside of the U.S. Learn more about this payment method—and U.S. consumers’ readiness to use it: https://bit.ly/3RDKxJJ
Here are a few of the benefits instant payments can deliver: 🏦 Financial institutions can stay competitive. 🏢 Businesses can gain more control over cash flow. 🙋 Individuals can gain more control over money. Learn more: https://bit.ly/3Zr9zKR
The commercial real estate sector in the Kansas City Fed's region experienced growth over the past quarter. https://bit.ly/3QQsFIe
Commercial Real Estate Activity Rose Across Several Market Metrics
The KC Fed CRE Index - 2026 Third Quarter Release
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Bankers discussed how digital assets, new fraud risks, and AI are changing banking: https://bit.ly/4xOgCie #Finance
“Future of Banking: Powering Progress, Protecting Trust” Conference Explores Implications of Technological Change
On May 14, the Federal Reserve Bank of Kansas City’s “Future of Banking: Powering Progress, Protecting Trust” conference brought together more than 100 community bankers to discuss how technology is c...
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Our President and CEO Jeff Schmid joined the podcast Money and Wealth with @johnhopebryant.bsky.social to discuss the work of the Federal Reserve, the U.S. financial system and financial literacy. Get the full episode here: https://bit.ly/4voknbY
Inside the Federal Reserve: Money, Markets & the American Dream
What does the Federal Reserve actually do, and how does it impact your wallet? In this must-listen episode of Money and Wealth, John Hope Bryant sits down with Federal Reserve Bank of Kansas City President Jeff Schmid for an in-depth conversation on the...
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Community banks today depend more than ever on the money they earn from net income interest, even though those earnings have gotten smaller over time. https://bit.ly/3T9H5H6
While groundwater depletion poses risks to irrigated farmland values, technological advances in ag have allowed producers to use less water in recent years.
How Will Drought and Groundwater Depletion Affect Irrigated Farmland Values in the Tenth District?
Irrigated farmland commands a premium relative to non-irrigated farmland due to capitalized infrastructure, access rights to groundwater, and superior yield potential. In the Tenth Federal Reserve Dis...
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💲Consumer spending remained flat, as modest declines in auto sales and general retail were offset by continued strength in travel, tourism, restaurants and drinking establishments. More in our Beige Book report: https://bit.ly/3vuGKkJ #EconSky
Community Development Financial Institutions fill important gaps in the financial system, but these organizations face major challenges. https://bit.ly/4xAbXQS
Teachers - a new free econ ed lesson plan is ready to be added to your class curriculum next year. Download it here: https://bit.ly/4gTjggE
We have released our 3rd quarter CRE Index. It indicates: ➡️ Commercial real estate activity rose across several market metrics. ➡️ The value of the index showed a moderate increase from 0.21 to 0.52 during the second quarter of 2026. https://bit.ly/3QQsFIe.
📢 NEW RESEARCH: "Is the U.S. Labor Force Nearing Its Peak?" By Kansas City Fed Researcher Alison Felix Even if immigration continues at projected rates, the size of the labor force is likely to decline slightly by 2030 and more substantially by 2045. 🔗: https://bit.ly/4eKCAKo #EconThreads
Is the U.S. Labor Force Nearing Its Peak?
Despite an aging population, the U.S. labor force has grown substantially from pre-pandemic levels. Thus far, strong labor force participation rates and immigration flows have more than offset downwar...
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We're partnering with @richmondfed.bsky.social for the Investing in Rural America Conference (Sept 30 – Oct 2). Join us in Asheville, NC to explore how rural places build economic resilience. Register here: https://bit.ly/4xwTaGd #InvestRuralUSA
Our Q1 Small Business Lending Survey reveals demand for small business loans increased. Large and mid-size banks saw the most increase in new lines of credit. In the next 12 months, respondents cited technology and inflation as the 2 factors most likely to impact loan demand. https://bit.ly/4vBPsdc
Small Business Loan Demand Increases
In the first quarter, new small business lending increased when compared to the same period in 2025, driven by an increase in new lines of credit at large and mid-sized banks. Outstanding loan balance...
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Bankers discussed how digital assets, new fraud risks, and AI are changing banking: https://bit.ly/4xOgCie #Finance
“Future of Banking: Powering Progress, Protecting Trust” Conference Explores Implications of Technological Change
On May 14, the Federal Reserve Bank of Kansas City’s “Future of Banking: Powering Progress, Protecting Trust” conference brought together more than 100 community bankers to discuss how technology is c...
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💧NEW: How Will Drought and Groundwater Depletion Affect Irrigated Farmland Values in the Tenth District? by Ayesha Cooray, Kansas City Fed While groundwater depletion poses risks to irrigated farmland values, technological advances in ag have allowed producers to use less water in recent years.
How Will Drought and Groundwater Depletion Affect Irrigated Farmland Values in the Tenth District?
Irrigated farmland commands a premium relative to non-irrigated farmland due to capitalized infrastructure, access rights to groundwater, and superior yield potential. In the Tenth Federal Reserve Dis...
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Our President and CEO Jeff Schmid joined the podcast Money and Wealth with @johnhopebryant.bsky.social to discuss the work of the Federal Reserve, the U.S. financial system and financial literacy. Get the full episode here: https://bit.ly/4voknbY
Inside the Federal Reserve: Money, Markets & the American Dream
What does the Federal Reserve actually do, and how does it impact your wallet? In this must-listen episode of Money and Wealth, John Hope Bryant sits down with Federal Reserve Bank of Kansas City President Jeff Schmid for an in-depth conversation on the...
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Funds available for affordable housing development are shrinking, and housing developers have reported increased competition for existing funding. https://bit.ly/4xwLpA7
Unpacking the capital stack: What developers told us about creating affordable places to live
In market rate development, the Jenga pieces are all the same size. Affordable housing is the version of the game where the pieces are different sizes and some can't be used together at all.
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📢 NEW RESEARCH by Kansas City Fed Researcher Ying Lei Toh A substantial share of U.S. renters may have thin or no credit files & could see material changes to credit scores from rent reporting. https://bit.ly/4eI86Ko
Building Credit with Rent Data: The Potential Effects of Rent Reporting on the Credit Scores of U.S. Renters
Including rent payments in credit scoring could affect the credit scores of a sizeable share of U.S. renters.
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Community banks today depend more than ever on the money they earn from net income interest, even though those earnings have gotten smaller over time. https://bit.ly/3T9H5H6
Did you know? By law, both old- and new-design Federal Reserve notes remain legal tender and maintain their face value, regardless of when they were issued. You can find more interesting info about U.S. currency at https://t.co/JGIl0d5AMl
We're partnering with @richmondfed.bsky.social for the Investing in Rural America Conference (Sept 30 – Oct 2). Join us in Asheville, NC to explore how rural places build economic resilience. Register here: https://bit.ly/4xwTaGd #InvestRuralUSA
💵 We all know what it feels like to hold a $1 bill in our hands, but have you ever thought about how much it actually weighs? No matter the denomination, each U.S. banknote weighs approximately 1 gram.
Less federal funding and uncertain economic conditions are putting pressure on #CommunityDevelopment Financial Institutions. https://bit.ly/4xAbXQS #Finance
2025 Federal Reserve CDFI Survey: Financial headwinds and persistent demand
Homewise is a Community Development Financial Institution (CDFI) serving Albuquerque, N.M. The 2025 Federal Reserve CDFI Survey shows that CDFIs are facing many of the same financial pressures that states and cities face, such as less federal funding an...
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Why are there 12 Reserve Banks in the Federal Reserve System? The 12 Reserve Banks, and their Branches, are the operating arms of the Federal Reserve. Each Reserve Bank serves a geographic area, or district. Learn about each Fed District here: https://bit.ly/4aCj0Pe
Regional Structure of the Federal Reserve System
The 12 Federal Reserve Banks act as operating arms of the U.S. central bank. They help ensure the Fed's decisions represent regional economic conditions.
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Our Q1 Small Business Lending Survey indicates lending and outstanding loan balances increased compared to Q4. https://bit.ly/4vBPsdc #Finance