herman mark schwartz

@thunen.bsky.social

periodic posting on political economy issues, mostly charts, some shirts, weekly kittens. Sic semper tyrannis. States vs Markets 5th edition now out: https://www.bloomsbury.com/9781350458369

#theywantyoudead 153 unsurprising in a 'market' where everyone is incentivized to externalize costs on someone else and the strongest players have quasi-monopolies and/or the ability to delay / hold up (in both senses) their customers / clients. too bad 23/24 countries show social health can't work.

Why more hospitals and doctors are asking patients to pay first - WSJ 06 Sept 2026This growing practice is the result of insurers shifting more costs to patients, which leaves hospitals in the lurch when bills go unpaid, said Molly Smith, vice president at the American Hospital Association. Roughly half of patients’ shares of the bills remain unpaid one year after a healthcare service, according to a study published in JAMA Health Forum last year.

#theywantyoudead 152 note that the medicare increase is almost purely demographic as the baby boomers continue to get older. (aparently they didn't really "hope to die before [they] got old"). non-USAians: medicare, for folks over age 65. medicaid/chps - the poors and children; ACA, less poor

Charles Gaba ✡️@charlesgaba.com · 4d ago

Here's what that looks like visually. The upper and lower dotted lines just shift upwards slightly to be not-quite-as-terrible, but still pretty terrible.

Medicare, Medicaid/CHIP & ACA exchange coverage losses from January 2025 to May 2026

US median house listing price, july 2026: $418,000 median new build single family home, 2026: $408,000 approximate median all US houses: $377,000 but 75% of US households cannot afford more than $300,000 (source: apollo, chart) and mortgage interest rates keep going up (almost 6.9% last week)

chart of how much housing US households can afford to buy - 75% of households cannot afford more than $300,000 purchase price

USAians, listen up. Norway's King, Harald V, died on Friday. Easily 10s of 1000s of people have been at the palace yesterday in the rain and today in better weather with flowers (photos later) Why? Maybe it has something to do with this speech in 2016. (Sorry I'm advance for wall of text) 1/

Flowers outside the Royal palace in oslo