Fair for You CIC
@fairforyou.bsky.social
We support financially-excluded households to buy essential items, avoid hardship, and build their financial resilience. Owned and overseen by the Fair Credit Charity.
Our latest newsletter is out... 🛍️ Meet our newest retail partner ⚖️ The real impact of Buy Now Pay Later (BNPL) regulation 🙏 Customer experience at Fair for You ...and more Read and subscribe via LinkedIn: www.linkedin.com/pulse/new-bn... Or via Mailchimp: us12.campaign-archive.com?u=d5409b4371...
Everyone asks what our APR is. It’s the wrong question. The FCA gets it. So does Michael Sheen. The latest Fair for You newsletter is out. LinkedIn: www.linkedin.com/pulse/our-apr-you-asking-us-right-question-fair-for-you-ltd-pecre Mailchimp: us12.campaign-archive.com?u=d5409b4371...
New research out today shows that regulation of Buy Now, Pay Later (BNPL) might mean 1 in 4 customers lose access. Our CEO reacts in The Sun: “It’s clear that regulation of BNPL is needed... but I worry that the new rules may cause more harm than good.” www.thesun.co.uk/money/381262...
One in three shoppers face losing access to Buy Now Pay Later under rule changes
MILLIONS of Buy Now, Pay Later customers could lose access to the payment method when new regulation comes into force in months. One in four adults used Buy Now, Pay Later (BNPL) last year to sprea…
thesun.co.uk
It's been another exciting year for Fair for You - partnerships, awards, a relaunch, a rebrand, lots of social impact, an anniversary, and more. Here, our CEO looks back on 2025, and gives his thanks to everyone who has been part of it. ⤵️ #SocialEnterprise #FinancialInclusion
It's been another exciting year for Fair for You - partnerships, awards, a relaunch, a rebrand, lots of social impact, an anniversary, and more. Here, our CEO looks back on 2025, and gives his thanks to everyone who has been part of it. ⤵️ #SocialEnterprise #FinancialInclusion
🎉 For our 10th anniversary, we commissioned an impact report from the Centre for Responsible Credit. It shows customers improving their finances, feeling less anxious and depressed, and better able to afford healthy food and essentials. Watch the video or read more: www.fairforyou.co.uk/10years
Many of our customers access benefits; it's the only way of getting by. But we frequently hear from them that the benefits system is hard to navigate and makes them feel stigmatised. Our CEO was pleased to attend the launch of 'From stigma to support', an important new report by Turn2us. (1/2)
HM Treasury has published a new Financial Inclusion Strategy. While Fair for You and the Fair Credit Charity welcome the new strategy, we are concerned that it risks overlooking the role of CDFIs. (1/3) #FinancialInclusion
Today is the start of Talk Money Week, led by the Money and Pensions Service (MaPS). When did you last talk openly about money? We know that it can be a tricky topic - but we also know that talking about it can help make you feel more in control, and less isolated. #TalkMoney
🎉 For our 10th anniversary, we commissioned an impact report from the Centre for Responsible Credit. It shows customers improving their finances, feeling less anxious and depressed, and better able to afford healthy food and essentials. Watch the video or read more: www.fairforyou.co.uk/10years
🎯 What's better than hitting a target? 🗓️ Doing so several weeks before deadline. We're delighted that our bond offer on Ethex has now exceeded its £500,000 target by 27%, with almost two months left to run. The bond will remain open, meaning that more investors can take advantage of this... (1/2)
Ethex@ethexuk.bsky.social · 10mo agoGood to see this piece published by MoneyMagpie about the Fair for You CIC bond offer that's enabling UK investors to support fair and affordable credit options for low-income families that are struggling with the cost-of-living crisis. www.moneymagpie.com/investment-a...
🔟 10 years 💷 100,000 customers 💜 £797m in social value Three numbers of which we are very proud. As today's new report from @responsiblecred.bsky.social shows, we've proven that it is possible to lend sustainably to financially-excluded customers, creating social impact in the process.
Today, we want to say 'thank you' to Alan and 177* others. Alan - we're not using his full name, he's not in it for the recognition - began his career in the investment industry. More recently, he has focused on not-for-profit and philanthropy projects. (*and counting!)
We were delighted to win Best Lending Programme at last night's #PAY360Awards, organised by The Payments Associations. Thanks to our friends at EML for you hard work on this partnership, and to all our amazing staff. Congratulations also to those nominated and victorious in other categories.
Fair for You and the Fair Credit Charity today say a fond farewell to @tomlevitt.bsky.social, who has played an important leadership role in these two organisations since we were set up in 2015 - and has been the charity's chair since day one. (1/5)
We’re delighted to announce that Currys is the latest major retailer to partner with Fair for You. Our customers can now spend their Fair for You Shopping Card loan online at currys.co.uk, or in the electronics retailer’s nearly 300 UK stores. (1/2)
🦋 Often known as the 'butterfly effect', small things can lead to big changes. Our loans of £25-£350 can make a huge difference to peoples' lives... ...and now you can invest in us from just £50 through our new bond on @ethexuk.bsky.social - helping us to support even more customers.
Join us for an Ethex Cuppa Club chat and Q&A with @fairforyou.bsky.social, the award-winning social enterprise transforming lending for good. learn more about their latest 8% IFISA-eligible bond offer on Ethex. Register: us02web.zoom.us/webinar/regi... #AffordableFinance #FinancialInclusion
Announcing the latest @fairforyou.bsky.social 8% investment bond offer, launching today! Now you can be part of the next chapter in their amazing impact story. Find out more and invest here: www.ethex.org.uk/invest/fair-... #FinancailInclusion #AffordableFinance #FairLending
Who doesn't love a good sequel? Fair for You is delighted to launch its second bond offer on the ethical investment platform Ethex today. This new bond gives ethically-minded investors the chance to earn a potential tax-free 8% return, while helping combat financial exclusion. #FinancialInclusion
In our humble opinion, Artificial Intelligence is flawless here! We've noticed that there's a new AI-generated review summary on Trustpilot. Here's what it says about the 18,500 reviews (with an excellent overall rating) that we've had on the platform... #FinancialInclusion
How can inclusive design become business as normal within Government, regulators, & firms? If you are interested in this topic- we would love to hear from you! @fairforyoucic.bsky.social www.linkedin.com/pulse/how-do...
How do we promote inclusive design at every level in financial services?
The Government is expected to publish its Financial Inclusion Strategy later this year. It is essential that this is shaped by people experiencing financial exclusion using the principles of inclusive...
linkedin.com
Hang it in the Louvre! Okay, perhaps we're getting a bit overexcited, but we're still loving our new rebrand, so we're excited to get some new wall art for the office. It features, among other things, our five brand values: trust, partnership, fairness, integrity and openness.
🛒 Iceland Food Club has helped more people to eat healthily, eased families' financial worries, and helped them move away from loan sharks. 🏆 We're very proud that it won Social Impact Initiative of the Year in last night's The Grocer Gold Awards. ❤️ Thanks and congrats to our friends at Iceland.
Remember, you can also keep in the loop with Fair for You by signing up to our newsletter in one of two ways... 🔗 Here on LinkedIn: www.linkedin.com/newsletters/... 🐒 Via Mailchimp: us12.campaign-archive.com?u=d5409b4371...
Fair for You CIC@fairforyou.bsky.social · last yr.Back in 2013, @tomlevitt.bsky.social was in was introduced to a former banker who had had a big idea. The rest is (you guessed it), history... The new edition of our 'Meet Fair for You' Q&A profiles a man who has been here since even before it all began. www.linkedin.com/pulse/he-her...
Back in 2013, @tomlevitt.bsky.social was in was introduced to a former banker who had had a big idea. The rest is (you guessed it), history... The new edition of our 'Meet Fair for You' Q&A profiles a man who has been here since even before it all began. www.linkedin.com/pulse/he-her...
He was here from (before) the start, and soon we bid farewell: meet Tom Levitt
My role at Fair for You is..
linkedin.com
Peace of mind. Reassurance. Knowing that you've got a safety net. Our customers describe it in a few different ways - whatever you call it, our products provide it for stretched families and households. Thank you to Elizabeth, writing on Trustpilot, for sharing why this is so important to her.
We are delighted to welcome Kumaran Adithyan as our latest board member. Kumaran is General Manager, Global Electronics and Home eBay, and previously worked at Walgreens Boots Alliance, and Oliver Wyman. His expertise and experience make him an invaluable addition to the board of Fair for You.
Great news that Government has recognised the value of Fair for You and other organisations working to improve financial inclusion, and has committed more Dormant Assets to this cause. Thanks @civilsociety.bsky.social for quoting us in this piece.
Civil Society@civilsociety.bsky.social · last yr.Civil society organisations have welcomed a pledge by the government this week to redistribute millions more from long-unused bank accounts to good causes www.civilsociety.co.uk/news/governm...
⭐ In the last 30 days, 45 of 49 reviews we've received on Trustpilot have been five stars out of five. A lot of those reviews (like Tony's, see pic 👇) mention flexibility. With our loans, you can choose a repayment schedule that works for you, or overpay (with no penalty) to reduce total interest.
