“Now I have the financial freedom to pursue my dreams of homeownership,” Ms. Howdyshell said. ‘It was a scary process but worth the gamble.’ “She is just one among the small fraction of borrowers who file adversary proceedings.”
More Student Loan Borrowers Are Shedding Debts in Bankruptcy www.nytimes.com/2025/12/27/b... Important information here. Great work by Jason Iuliano.