The Just World fallacy is a helluva drug. The rich love getting passive income and feeling they earned everything they get, and feeling the poor deserve to be poor because they aren't making good choices. Meanwhile, many of the poor and working class go along with this in the hope they too will WIN.
There are endless studies showing this and also the financial and societal benefits of universal basic income and or housing-first policies but the U.S. never goes for any of it because it would require allowing the poor to receive benefits that the rich consider “undeserved”