Schwab For Texas

@schwabfortexas.com

Centrist Democrat running for Texas house district 44. Retired Army, economist, college professor, community leader. We are stronger together! www.SchwabForTexas.com

Two things can be true at once: The Iranian regime is evil, and there may have been a strong rationale for the strike (I don’t have access to classified intelligence). Our system of checks and balances is essential to our democracy and the President is systematically dismantling it.

I fear we are losing our ability to be outraged by Trump's incessant corruption - the latest being his threat to throw Jay Powell in jail unless he adopts Trump's interest rate policy. Trump doesn't stop trying to be an autocrat. And we shouldn't stop being outraged by it.

House Republicans just passed their so-called health care plan. This bill fails to lower health care costs before the end of the year. There is only one real solution: Extend the Affordable Care Act tax credits.

You may think I’m healthy, I don’t need insurance, but will it always be that way? The problem with catastrophic only plans is that preventive and routine care reduce the probability, intensity and cost of a catastrophe.

The challenge with insurance is that individual purchasing decisions affect the group. If healthy people opt out then everyone left pays more. This causes others to drop out, again raising prices for everyone left. The cycle continues until the few people who remain are effectively uninsured.

Corporate tax cuts. Estate tax cuts. Overseas income tax cuts. Pass through business tax cuts. These are all tax breaks for the ultra-wealthy that Trump wasn’t willing to let expire. But ACA tax credits to protect health care? Forget about it.

As MAGA is so concerned with government subsidies for ACA health plans, it’s important to note that the government also subsidizes employer sponsored plans through a tax break for the employer contribution. The total cost of that tax break is over three times the cost of the ACA subsidies. ≈

“Trump’s “plan” to bypass insurance companies shows a complete lack of understanding of how insurance works. Smaller risk pools increase variance and raise costs. He wants risk pools of 1 - effectively eliminating insurance for anyone that doesn’t have it through an employer or Medicare."

Today is Election Day, and while we aren’t on the ballot just yet, there are many important local races taking place. Whether it’s for a School Board candidate, City Councilor, or any position that matters to you - make sure you vote and make your voice heard