SPA Employment policy group

@spaemploysocsec.bsky.social

We're the Social Policy Association's employment policy group. Account managed by Hayley Bennett. Group convened by Sioned Pearce, Ceri Hughes, and Levana Magnus

The economics of the justice system is the theme of the 2025 @resmedia.bsky.social Summit, which is sponsored by the Foundation & taking place at our office on 2 December. We hope the event provides an opportunity for academic economists to gain an understanding of the work we fund. bit.ly/46JttXP

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47 per cent of families in the bottom half of the income distribution have less than £1,000 in liquid savings, almost three times the proportion in the top of half of the distribution. These are the sort of funds that would be used to cover urgent needs - like a car break-down of broken boiler.

As Figure 1 reveals: three-in-five (60 per cent) of families in 
the bottom half of the income distribution had liquid savings of less than three months’ 
income, compared to two-in-five among families in the top half of the distribution (38 per 
cent). This gap widens, however, if we look at a lower savings threshold of £1,000 – not 
enough for a prolonged period of lost income, but sufficient to cover an urgent need like 
a car break-down or broken boiler. 47 per cent of families in the bottom half of the income 
distribution have less than £1,000 in liquid savings, almost three times the proportion in 
the top of half of the distribution (17 per cent).

Almost half (47%) of families in the bottom half of the income distribution have less than £1,000 in liquid savings, almost three times the proportion as the top of half. These are the sort of funds that would be used to cover urgent needs - like a car break-down of broken boiler.

Chart showing proportion of non-pensioner families with savings below a given threshold: Gb 2020-2022. 
The charts shows that three-in-five (60 per cent) of families in the bottom half of the income distribution had liquid savings of less than three months’ income, compared to two-in-five among families in the top half of the distribution (38 per cent). This gap widens, however, if we look at a lower savings threshold of £1,000 – not enough for a prolonged period of lost income, but sufficient to cover an urgent need like a car break-down or broken boiler. 47 per cent of families in the bottom half of the income distribution have less than £1,000 in liquid savings, almost three times the proportion in  the top of half of the distribution (17 per cent).

What happened over the summer in the world of #CollectiveBargaining? ☀️ 🤝 🔺Austria: Collective agreements for freelancers possible from 2026 🔺 France: Unions unite against Government budget plan 🔺 Slovenia: Reduced working hours for older workers Catch up with our newsletter 🔗 etui.org/ZR2

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Next week is back to school for many Of equal importance, it will also see the next edition of my Digital Welfare State newsletter! Sign up now to receive a bumper pack of things you might have missed, interesting reading and food for thought - read all about it ⬇️

Digital welfare state: origins, controversies, research — ABD Consultancy

How are governments worldwise using AI and other tech to administer the welfare state? Find out about research, policy and investigations into the digital welfare state, including digital surveillance...

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