Steve Koller

@stevekoller.bsky.social

Insurance Research and Policy Engagement Manager, Insurance for Good https://www.insuranceforgood.org/ | Research Fellow at Harvard’s Joint Center for Housing Studies https://jchs.harvard.edu

NPR is shrinking its newsroom through layoffs and buyouts and is reducing staff dedicated to covering both climate and science. "The climate desk no longer exists separately but has been folded into the National Desk," writes Neela Banerjee, who headed the climate desk but was just laid off.

California FAIR Plan's total exposures, number of policies, and earned premiums continue to break records. There were more than 640k policies in effect in March 2026. Roughly half of FAIR Plan policyholders will see a 30-50% increase in premiums starting in October, primarily due to wildfire risks.

San Francisco Chronicle@sfchronicle.com · 3mo ago

Starting in October, customers on the California FAIR Plan will get hit with the insurer’s largest rate hike in years. Premiums will rise overall by just under 30% for the FAIR Plan’s nearly 663,000 residential policyholders.

2025 was a historic year for wildfire and urban conflagration, with the LA fires becoming the costliest wildfires on record in the US. Rising atmospheric GHG concentrations and an El Niño year set the stage for a challenging wildfire season in 2026. www.insurancejournal.com/news/interna...

Worst Start to Wildfire Season Raises Alarm as El Niño Threatens

Record-breaking heat and drought have fueled the world's worst ever start to a wildfire year, as climate change and a developing El Niño threaten to push

insurancejournal.com

Hurricane preparedness tip? If you don't have flood insurance and want it ahead of peak season -- buy it now! There's a standard 30-day waiting period before NFIP policies activate. FYI: NFIP take-up continues to decline, and this cannot be fully attributed to private market options coming online.

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Far-below-average snowpack in California (just 23% of historical average as of today) is creating conditions for elevated wildfire risks this season. Earlier-than-usual fuel clearing, home hardening, and creation of defensible space can mitigate some of these risks. calmatters.org/environment/...

What California’s awful snowpack means for fire season

With reservoirs brimming, but snowpack abysmal, experts warn of a potentially early fire season.

calmatters.org

This figure should make everyone in the state of CA furious. Market rate multifamily building costs in CA are 2.5x+ Texas. This is also, for the record, the kind of thing that drives insurance premiums through the roof. If builders pay this to build, insurers pay it to rebuild.

TX Market 157 LIHTC 238
CO Market 304 LIHTC 260
CA Market 402 LIHTC 662
California YIMBY@cayimby.bsky.social · 4mo ago

A RAND study of 144 California, Colorado, and Texas projects found California's affordable housing costs $640/sqft versus $228 in Texas. Slow permitting (49 vs. 27 months), impact fees 20x higher, and prescriptive design standards are the main drivers cayimby.org/blog/why-hou...

So many good audience questions! The housing policy wonk crowd takes research design very seriously (as we should).

Harvard Joint Center for Housing Studies@harvard-jchs.bsky.social · 4mo ago

WATCH: In case you missed it, @jennyschuetz.bsky.social of @arnoldventures.bsky.social joined us last week to discuss the challenge of evaluating state pro-housing policies and strategies for generating more reliable analyses. www.jchs.harvard.edu/calendar/mea...